If you got care at Santa Clara Valley Medical Center, O'Connor Hospital or St. Louise Regional Hospital and the bill is more than you can handle, the county has a program built for exactly that. It used to be called the Ability to Pay program. Today it's the Healthcare Access Program, or HAP. Depending on your income, it can wipe out the bill entirely or cut it by up to 70%. Here's who qualifies, what to send in, and what to do if the county says no. AT A GLANCE Who runs it: