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When you're $500 short a week before rent is due, a payday loan can look like the only option. It usually makes things worse. The Consumer Financial Protection Bureau (CFPB) says a common payday fee of $15 per $100 works out to an APR of almost 400% on a two-week loan. Borrowing $300 costs $345 to pay back two weeks later. If you can't pay it then, you pay the fee again. This guide covers safer ways to cover a $500 gap, starting with options that don't have to be repaid. It a

If rent is due, the fridge is empty, or a shutoff notice just arrived, you need answers quickly. This page shows you the fastest way to find real help and how to use the guides on Financial Support Resources. Every guide on this site lists organizations you can contact directly, such as churches, nonprofits, and government programs, with phone numbers, addresses, and links to their own websites. We don't take applications or hand out money ourselves. Get Help Today in 3 Steps