How to Enroll in Medicaid in 2026: Who Qualifies, How to Apply, and What It Covers

Healthcare is one of the biggest financial stressors for low-income Americans, but millions of eligible people are going without coverage simply because they don't know they qualify for Medicaid. Medicaid is a joint federal-state health insurance program that provides free or very low-cost coverage to qualifying individuals and families. In 2026, expanded eligibility rules mean more people than ever can access this critical benefit.

This guide walks you through exactly who qualifies, how the application process works, what Medicaid covers, and what to do if you're denied.